COVERAGE FOR THE WAY YOU WORK
Explore coverage for your business, people and projects, then talk with us about what fits the work you do.
EXPLORE YOUR OPTIONS
Every operation is different. These guides explain common coverage choices and questions to consider before requesting a quote.
A jobsite accident can lead to a customer injury or damage to someone else’s property. Contractor general liability insurance may help with covered claims tied to your business, subject to the policy’s terms, limits, and exclusions. It is different from workers’ compensation, commercial auto, and coverage for your own tools or equipment.
Explore Contractor General LiabilityConstruction and contracting work can expose workers to falls, cuts, lifting injuries, and other work-related harm. Workers’ compensation insurance may provide benefits for eligible work-related injuries or illness. Requirements and who must be covered differ by state and can depend on the worker, owner, and job circumstances.
Explore Contractor Workers’ CompensationA construction project can face property damage before the work is complete. Builders risk insurance is project-focused property coverage for eligible buildings and materials while construction is underway. The policy, project details, and contract determine what is covered and who should arrange it.
Explore Builders RiskA contractor bond is a promise backed by a surety that supports an obligation owed to another party. It is not insurance for the contractor’s own project losses. The bond wording and underlying contract define the obligation, the protected party, and what may happen if a covered default or claim occurs.
Explore Contractor BondsSPECIALIZED TRADES
Artisan contractors typically perform a specialized construction or repair trade, such as carpentry, plumbing, electrical work, painting or HVAC installation. The insurance a business needs depends on its actual operations, contracts, employees and equipment.
General liability, workers’ compensation and other coverage may be worth discussing. Tell us what work you perform so we can explore options appropriate to your business. Coverage terms, eligibility and availability vary.
Explore general liabilityINSURANCE BY TRADE
Explore practical insurance considerations for your trade, from common jobsite risks to preparing for a quote.
Electrical contractors work in homes, businesses, and other job sites where an accident or an allegation about completed work can lead to a claim. ABC Contractor Insurance can help you explore insurance options for your electrical business. Coverage depends on the policy, the work you perform, and the circumstances of a claim.
Explore Electrician InsurancePlumbing work can expose your business to property damage, injuries and equipment losses. ABC Contractor Insurance can help you explore coverage for your plumbing operations. General liability, tools coverage, commercial auto and workers’ compensation address different risks; each claim depends on the applicable policy and circumstances.
Explore Plumber InsuranceInstalling and servicing heating, ventilation, and air conditioning (HVAC) systems can involve customer property, employees, tools, and vehicles. HVAC contractor insurance can include several types of coverage for these different exposures. What a policy pays depends on the claim, its terms, limits, and exclusions.
Explore HVAC InsuranceGeneral contractors coordinate people, materials, and work across a jobsite. An injury, property damage, or a subcontractor-related dispute can lead to a claim against the business. General contractor insurance can include several types of coverage, each addressing a different exposure. Coverage and requirements depend on the work, location, contracts, and policy terms.
Explore General Contractor InsuranceABC Contractor Insurance, part of Rod Hanks Insurance, helps handyman businesses explore general liability and other commercial insurance options nationwide, subject to availability. Request a free handyman insurance quote to discuss your work and coverage needs.
Explore Handyman Insurance